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CS Financial--Francesco A. Foggia
At CS Financial we constantly strive to do more than simply make loans. We make real estate a land of opportunity.
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About Suzanne Grace & Associates
Welcome > Agent Info > About Suzanne Grace & Associates ...

Meet Suzanne Grace & Associates 

Suzanne Grace is the Team Leader at Grace & Associates and has been involved in Real Estate since 2004, and has quickly become the area's (from Thousand Oaks to Newbury Park, Agoura Hills to Simi Valley, including Dos Vientos, Oak Park, Moorpark and Westlake Village) most knowledgeable inventory specialist. Suzanne particularly enjoys working with first-time buyers who may need extra attention and the security of knowing they are making a sound financial decision. In addition, due to her extensive knowledge of the local inventory, housing climate and lending, investors will find her most helpful. Suzanne Grace moved to the Conejo Valley 20 years ago and was determined to raise her own family here. Whether you're looking for a home or land in Thousand Oaks, Agoura Hills or anywhere in Ventura and Los Angeles, California, Suzanne Grace & Associates will find the perfect one for you and your family.  

Call us today and MOVE with GRACE


Meet Brenda Essa
Brenda Essa joins Grace & Associates at Prudential Calfornia Realty. SERVICE FIRST!! Brenda provides superior personalized service and is e-Pro Certified (Certified Internet Professional) providing a combined marketing plan as well as expertise to sell your home and give you the opportunity to get the maximum value for your property. Brenda is also ABR Certified (an Accredited Buyers Representative)which means she has been specially trained to provide a high-level of quality service, help negotiate the best possible contract and research until she finds the perfect property. She is appropriately assertive, hard working, focused, and detail oriented. She combines an acute business acumen with sensitive, caring people skills. She is available seven days a week for her clients, and will personally walk each client through all the complex details of buying or selling a home. Brenda is a local resident whose passions are scuba diving and skiing. She knows the road to success is paved with determination and dedication and that is why she works diligently to help both buyers and sellers achieve their goals. Nothing satisfies her more than seeing the smiles that come with a successful sale or the purchase of a lifetime. A nearly 20 year resident of the Ventura County area she brings her knowledge of the local real estate market to Grace & Associates providing her clients with integrity, honesty and a dedication to customer service.  

You may also visit our other websites:

http://www.ThousandOaksForclosures.com/ >http://www.AgouraDreamHomes.com
 



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School Reports in Thousand Oaks, Newbury Park and Simi Valley, California
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What is considered one of the slimmest buildings ever designed?

A 
The Carnegie Hall Tower, designed by Cesar Pelli, is only 50 feet wide and 60 stories high.
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Suzanne Grace & Associates, REALTOR®, real estate agents and broker for Thousand Oaks, Newbury Park and Simi Valley, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Suzanne Grace & Associates
Prudential Calfornia Realty

2860 Thousand Oaks Blvd
Thousand Oaks CA 91362
Phone: 805-341-4644
Fax: 805-496-0099
Text Message: 805-341-4644
Email: suzannegrace@NUMBER1EXPERT.com
Email: csgrace@verizon.net

MOVE with Grace! Suzanne Grace & Associates is a collaborative team of highly professional agents with unique skills designed to help you realize your dreams and goals as you build a future in real estate.

Equal HousingERCMLSREALTORRELOwcr


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