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Blog those Buyers and Sellers interested in learining more about our current market in our local community.

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Welcome > For Buyers > Find Your Perfect Home ...

Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.

As top Thousand Oaks, Newbury Park and Simi Valley real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market.

We have direct access to the Thousand Oaks, Newbury Park and Simi Valley area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time!

This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.

Tell us what you are looking for! It's our job to know every property in Thousand Oaks, Newbury Park and Simi Valley, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...

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School Reports in Thousand Oaks, Newbury Park and Simi Valley, California

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Schools in Thousand Oaks, Newbury Park and Simi Valley

Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
A	Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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Suzanne Grace & Associates, REALTOR®, real estate agents and broker for Thousand Oaks, Newbury Park and Simi Valley, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Suzanne Grace & Associates
Prudential Calfornia Realty
2860 Thousand Oaks Blvd
Thousand Oaks CA 91362
Phone: 805-341-4644
Fax: 805-496-0099
Text Message: 805-341-4644
Email: suzannegrace@NUMBER1EXPERT.com
Email: csgrace@verizon.net
MOVE with Grace! Suzanne Grace & Associates is a collaborative team of highly professional agents with unique skills designed to help you realize your dreams and goals as you build a future in real estate.

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