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Why Buyers Choose Suzanne Grace & Associates
Welcome > For Buyers > Why Buyers Choose Suzanne Grace & Associates ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top Agoura Hills, Oak Park, Thousand Oaks, Newbury Park, Camarillo, Oxnard, Moorpark and Simi Valley area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the MLS, including Agoura Hills, Oak Park, Westlake Village, Thousand Oaks, Newbury Park, Camarillo, Oxnard, Moorpark and Simi Valley (if your city of preference is not listed, we still have access to the homes for sale, just let us know), even listings not yet on the MLS, through our professional California real estate affiliations. 

- Our expert local knowledge of the Agoura Hills, Oak Park, Westlake Village, Thousand Oaks, Newbury Park, Camarillo, Oxnard, Moorpark and Simi Valley areas should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Agoura Hills, Oak Park, Westlake Village, Thousand Oaks, Newbury Park, Camarillo, Oxnard, Moorpark, and Simi Valley is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member of my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Agoura Hills, Oak Park, Westlake Village, Thousand Oaks, Newbury Park, Camarillo, Oxnard, Moorpark and Simi Valley areas. While you can see a million homes on the web, actually buying your home is another matter entirely. That's why our team is here to help you as it is our job to protect you and your interests! 

Ask us any question about buying a home in Thousand Oaks, Newbury Park and Simi Valley. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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School Reports in Thousand Oaks, Newbury Park and Simi Valley, California
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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What famous American monument is also the world's heaviest statue?

A 
The Statue of Liberty, officially named "Liberty Lighting the World", weighs 54.31 million pounds.
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Suzanne Grace & Associates, REALTOR®, real estate agents and broker for Thousand Oaks, Newbury Park and Simi Valley, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Suzanne Grace & Associates
Prudential Calfornia Realty

2860 Thousand Oaks Blvd
Thousand Oaks CA 91362
Phone: 805-341-4644
Fax: 805-496-0099
Text Message: 805-341-4644
Email: suzannegrace@NUMBER1EXPERT.com
Email: csgrace@verizon.net

MOVE with Grace! Suzanne Grace & Associates is a collaborative team of highly professional agents with unique skills designed to help you realize your dreams and goals as you build a future in real estate.

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